What if I told you that you could reach into the wallets of thousands of your customers each day and take what you like? $30. $100. $350. Go ahead.
What if I told you it were perfectly legal?
And what if I added that most of your competitors are doing it?
Sound tempting? Welcome to banking, a la the Debit Card Trap.
Just because a method of theft may still be legal, that doesn't make it right. ...At least, that's what my four-year-old would tell you.
For the entire story, start here: http://www.nytimes.com/2009/08/20/opinion/20thu1.html?_r=2
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